32096 ZIP Code — White Springs, FL

Hamilton County, Florida

ZIP code 32096 is located in White Springs, Florida, within Hamilton County. It covers approximately 171.68 square miles and serves a population of 2,875 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 386.

About ZIP code 32096

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $101,300. Owner-occupancy is high at 83%, well above the national average.

Median household income is $46,875. SNAP benefit usage at 23% of households reflects economic stress in the area. 46% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is service, with public administration as the leading industry. The average commute of 28 minutes is near the national average.

College attainment at 8% is below the national average, consistent with a trades and production-oriented local economy.

Health indicators show elevated rates of smoking (27%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 11% of civilians, above the national average of 7%; and disability rates above the national average at 26%.

Overall, ZIP code 32096 reflects a community defined by a trades-oriented workforce, a strong veteran community, high homeownership, a significant Social Security-dependent population, and elevated reliance on food assistance.

2,875

population

171.68

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

32096 ZIP code map

Cities in ZIP code 32096

Below are the cities the US Postal Service accepts for ZIP code 32096. Using any city not on this list may result in mail delivery delays.

City	Status
White Springs	Preferred

Nearby ZIP codes

32055 Lake City (8.7 mi) 32094 Wellborn (13 mi) 32052 Jasper (13.9 mi) 32064 Live Oak (14 mi) 32060 Live Oak (17.1 mi)

Demographics updated 05/2026

Population
Total population	2,875
Population density	17 / sq mi
State FIPS	12
County FIPS	047

Geography
Land area	171.68 sq mi
Water area	0.25 sq mi
Latitude	30.3683
Longitude	-82.7694
Timezone	Eastern (ET)
Area code	386

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.1%	62.4%	43.4%
$50k – $100k	24.8%	27.2%	30.8%
$100k – $200k	8.6%	9.2%	19.3%
Over $200k	1.5%	1.1%	6.4%

Demographics & statistics

2,875

Population

People per sq mi

40.3

Median age

$46,875

Median household income

$22,688

Per capita income

$101,300

Median home value

$715

Median monthly rent

83.1%

Home ownership

9.9%

Poverty rate

6.5%

Unemployment

1,165

Housing units

8.3%

Bachelor's or higher

Age distribution

Male Female

Under 5

5–9

190

10–14

218

15–19

20–24

135

25–34

155

254

35–44

292

45–54

55–59

122

60–64

141

213

65–74

245

75–84

85+

← Male

Female →

Age summary

Group	Count	%
Under 18	755	26.3%
18 and over	2,120	73.7%
65 and over	681	23.7%
Median age	40.3 years

Race & ethnicity

White 75.8%

Black or African American 22.7%

Two or more races 1.3%

American Indian / Alaska Native 0.3%

Group	Count	%
White	2,179	75.8%
Black or African American	652	22.7%
Two or more races	36	1.3%
American Indian / Alaska Native	8	0.3%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	65.1%	62.4%	43.4%
$50k – $100k	24.8%	27.2%	30.8%
$100k – $200k	8.6%	9.2%	19.3%
Over $200k	1.5%	1.1%	6.4%

Under $10k 4.9%

$10k–$15k 4.6%

$15k–$25k 8.7%

$25k–$35k 6.2%

$35k–$50k 30.5%

$50k–$75k 22.0%

$75k–$100k 11.3%

$100k–$150k 6.6%

$150k–$200k 3.5%

$200k+ 1.8%

Range	% of households
Under $10k	4.9%
$10k–$15k	4.6%
$15k–$25k	8.7%
$25k–$35k	6.2%
$35k–$50k	30.5%
$50k–$75k	22.0%
$75k–$100k	11.3%
$100k–$150k	6.6%
$150k–$200k	3.5%
$200k+	1.8%
Median income	$46,875

Housing

Home values

Under $50k 20.9%

$50k–$100k 28.0%

$100k–$150k 27.1%

$150k–$200k 10.7%

$200k–$300k 6.0%

$300k–$500k 5.3%

$500k–$1M 2.1%

Housing overview

Metric	Value
Median home value	$101,300
Median rent / month	$715
Owner occupied	83.1%
Renter occupied	16.9%
Vacant	14.2%
Single-family detached	42.2%
Large apartment buildings	0.0%
Mobile homes	51.1%
Median rooms	5.4
Avg household size (owned)	2.49

Year built

Era	%
2020 or later	0.0%
2010–2019	9.2%
2000–2009	14.7%
1990–1999	35.6%
1980–1989	11.4%
1970–1979	9.5%
1960–1969	7.4%
1950–1959	5.9%
1940–1949	2.3%
1939 or earlier	4.0%

Bedrooms

Size	% of units
No bedroom (studio)	0.0%
1 bedroom	2.5%
2 bedrooms	24.4%
3 bedrooms	63.2%
4 bedrooms	9.5%
5+ bedrooms	0.4%

Vehicles per household

Vehicles	% of households
No vehicle	1.7%
1 vehicle	28.2%
2 vehicles	36.4%
3 or more	33.7%

Heating fuel

Fuel type	%
Utility gas	0.6%
Electricity	87.2%
Propane / LP gas	6.6%
Fuel oil	0.1%
Wood	5.0%
No fuel used	0.5%

Households & families

Household type	Count	%
Married-couple family	673	57.6%
Cohabiting couple	52	4.4%
Male householder, no spouse	103	8.8%
Female householder, no spouse	341	29.2%
Households with children under 18	402	34.4%
Households with seniors (65+)	522	44.7%
Average household size	2.46

Marital status

Status	Male	Female
Never married	25.6%	16.6%
Married	63.4%	57.7%
Separated	0.1%	1.0%
Widowed	2.8%	11.2%
Divorced	8.1%	13.5%

Education

Less than 9th grade 0.8%

Some HS, no diploma 21.7%

HS graduate 38.4%

Some college, no degree 20.8%

Associate's degree 10.2%

Bachelor's degree 6.0%

Graduate / professional 2.3%

Metric	%
HS diploma or higher	77.6%
Bachelor's or higher	8.3%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	3	0.7%
Kindergarten	14	3.1%
Elementary school	206	44.9%
High school	182	39.7%
College / grad school	54	11.8%

Employment

Industry of employment

Transportation & utilities 28.1%

Public administration 20.3%

Education & healthcare 15.8%

Retail trade 8.2%

Arts, food & hospitality 5.2%

Professional & management 4.5%

Finance & real estate 4.3%

Other services 4.2%

Agriculture & mining 3.4%

Construction 2.3%

Wholesale trade 1.9%

Manufacturing 1.7%

Occupation

Category	%
Management, business & arts	24.3%
Service	26.5%
Sales & office	16.1%
Natural resources & construction	9.4%
Production & transportation	23.8%

Employment type

Type	%
Private sector	66.3%
Government	29.6%
Self-employed	4.1%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	76.3%
Carpool	9.9%
Public transit	0.0%
Walk	1.2%
Work from home	4.4%
Other means	8.2%
Avg commute (minutes)	28.1

Poverty

All people 9.9%

Under 18 years 5.9%

18 and over 11.2%

Married-couple families 2.8%

Female-led households 33.3%

Income support

Source	% of households
Social Security	45.9%
Retirement income	31.1%
Supplemental Security	8.6%
Cash public assistance	4.6%
Food stamps / SNAP	22.5%

Health indicators

Condition	%
Obesity	36.6%
High blood pressure	42.8%
High cholesterol	37.8%
Diabetes	14.7%
Heart disease	9.1%
Stroke	5.0%
Asthma	10.1%
Arthritis	30.9%
Kidney disease	4.1%
Pulmonary disease	12.4%
Cancer	7.3%

Behavior / access	%
Smoking	26.8%
Binge drinking	13.3%
No physical activity	33.3%
Less than 7 hrs sleep	39.1%
Depression	21.0%
Fair or poor health	23.9%
Poor mental health	17.4%
Poor physical health	16.0%
No health insurance	24.0%
Visited doctor (checkup)	78.0%
Visited dentist	47.1%
Cholesterol screening	90.0%
Teeth loss	22.2%

Veterans & disability

Veterans	Count	%
Civilian veterans	239	11.3%

Disability	%
Any disability	25.7%
Under 18	15.4%
18–64 years	22.7%
65 and over	43.6%

Health insurance coverage

Type	%
Private insurance	68.7%
Public insurance	41.7%
No insurance	11.0%
Uninsured under 19	14.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	2,754	95.8%
Spanish	1	0.0%
Other Indo-European	1	0.0%
Asian & Pacific Islander	0	0.0%
Other languages	0	0.0%

Place of birth & citizenship

Origin	Count	%
Native born (US)	2,867	99.7%
Born in same state	2,820	98.1%
Born in different state	2,213	77.0%
Foreign born	47	1.6%
Naturalized citizen	8	0.3%
Not a US citizen	2	25.0%

Ancestry

Ancestry	Count	%
Arab	714	24.8%
French	295	10.3%
Italian	124	4.3%

Ancestry	Count	%
English	22	0.8%
German	18	0.6%

Technology access

Metric	% of households
Computer access	40.7%
Internet access	88.5%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 32096

What city is ZIP code 32096 in?

ZIP code 32096 is primarily assigned to White Springs, Florida.

What county is ZIP code 32096 in?

ZIP code 32096 falls within Hamilton County, Florida.

How educated is the population of ZIP code 32096?

8% of residents hold a bachelor's degree or higher — below the national average of ~33%, consistent with a trades-oriented local economy.

Does ZIP code 32096 have a large retiree population?

46% of households in ZIP code 32096 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 32096 mostly owner-occupied?

83% of occupied units in ZIP code 32096 are owner-occupied, well above the national average.

Does ZIP code 32096 have a large veteran population?

11% of civilians in ZIP code 32096 are veterans, above the national average of ~7%.

What timezone is ZIP code 32096 in?

ZIP code 32096 observes the EST timezone.